WHAT DOES BANK OF WRIGHTSVILLE DO WITH YOUR
PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal
information. Federal law gives consumers the right to limit some but not
all sharing. Federal law also requires us to tell you how we collect, share,
and protect your personal information. Please read this notice carefully
to understand what we do.
What?
The types of personal information we collect and share
depend on the product or service you have with us. This information can
include:
Social Security number and Transaction history
Account balances and Overdraft history
Payment history and Checking account information
When you are no longer our customer, we continue to share your information
as described in this notice.
How?
All Financial companies need to share customers’ personal
information to run their everyday business. In the section below, we list
the reasons financial companies can share their customers’ personal information;
the reasons Bank of Wrightsville chooses to share; and whether you
can limit this sharing.
Reasons we can
share your personal information
Does Bank of Wrightsville Share?
Can you limit this sharing?
For our everyday business purposes –
Such as to process your transactions, maintain your account(s), respond
to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes –
to offer our products and services to you
Yes
No
For joint marketing with other financial
companies
Yes
No
For our affiliates’ everyday business purposes
–
information about your transactions and experiences
No
We Don't Share
For our affiliates’ everyday business purposes
–
information about your creditworthiness
How does Bank of Wrightsville protect
my personal information?
To protect your personal information from unauthorized
access and use, we use security measures that comply with federal law. These
measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards
to protect this information and we limit access to information to those
employees for whom access is appropriate.
How does Bank of Wrightsville collect
my personal information?
We collect your personal information, for example,
when you
Open an account or deposit money
Pay your bills or apply for a loan
Use your credit card or debit card
We also collect your personal information from others, such as credit
bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes – information
about your creditworthiness
affiliates from using your information to market to you
sharing for non-affiliates to market you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
Definitions
Affiliates
Companies related by common ownership or control.
They can be financial and nonfinancial companies.
Bank of Wrightsville does not share with our affiliates.
Non-affiliates
Companies not related by common ownership or
control. They can be financial and nonfinancial companies.
Bank of Wrightsville does not share with nonaffiliates so
they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial
companies that together market financial products or services to you.
