· $3.00
+ .15 per check paid will be imposed every statement cycle
if the balance in the account falls below $400.00 any day of the
cycle or if the average balance is less than $1,000.00.
Statement Period - Monthly >
Cost of check printing varies based on style of checks
ordered.
Minimum Opening Balance - $1,000.00
Interest Rate - Call Bank for Current Rates
Annual Percentage Yield (APY) - Call Bank for Current Rates
Interest Computation Method - Daily Balance*
Interest will be compounded - Monthly
Interest will be credited - Monthly
Monthly Maintenance Fee:
· $5.00
+ .15 per check paid will be imposed every statement cycle if the balance in the account falls
below $1,000.00 any day of the cycle.
Statement Period - Monthly
Cost of check printing varies based on style of checks ordered.
If you close your account before interest is
credited, you will not receive the accrued interest. On non-cash items, interest
will begin to accrue the first business day after the banking day you deposit
non-cash items. Your interest rate and annual percentage yield may change.
At our discretion, we may change the interest rate on your account at any
time.
*The Daily Balance is determined by the application of a
daily periodic rate to the full amount of principal in the account each day.
Minimum
Opening Balance - $1,000.00
Minimum Balance to avoid service charge - $1,000.00
Interest Rate - Call Bank for Current Rates
Annual Percentage Yield (APY) - Call Bank for Current Rates
Interest Computation Method - Daily Balance*
Interest will be compounded - Monthly
Interest will be credited - Monthly Monthly Maintenance Fee:
· $5.00
if the balance falls below $1,000.00 during any monthly
Statement period.
The account holder is allowed to make no more than six transfers and withdrawals to another account of the depositor, or a third party by means of a preauthorized transfer, automatic transfer check, draft, debit card, or similar order per monthly statement cycle.
If you close your account before interest is credited,
you will not receive the accrued interest. Interest begins to accrue on the
first business day after the banking day you deposit non-cash items (for example,
checks).
Cost of check printing varies based style of checks ordered.
*The daily balance is determined by the application
of a daily periodic rate to the full amount of principal in the account each
day.
Minimum
Opening Balance - $100.00
Daily minimum balance required to avoid service charge - $100.00
If
balance falls below $100.00 during the month there will be a $1.00 charge.
Interest Rate - Call Bank for Current Rates
Annual Percentage Yield (APY) - Call Bank for Current Rates
Interest Computation Method - Daily Balance*
Interest will be compounded - Quarterly
Interest will be credited - Quarterly
· On non-cash
items interest will begin to accrue on the first business day after
the banking day you deposit non cash items (for example, checks).
If you close your account before interest is credited, you will not
receive the accrued interest. Your interest rate and annual percentage
yield may change. At our discretion, we may change the interest rate
on your account at any time.
Statement period - Quarterly
Transaction limitations
The account holder is allowed to make no more than six transfers and withdrawals to another account of the depositor or a third party by means of a preauthorized transfer, automatic transfer check, draft, debit card, or similar order per
quarterly statement cycle, then a $3.00 excessive activity fee per debit transaction during the same statement cycle.
If an account is opened, then closed within 30 days, there will be a $10.00 charge.
*The daily balance is determined by the application of a
daily periodic rate to the full amount of principal in the account each day.
Interest will be credited to your account or paid to you monthly,
quarterly, semi-annually, annually, at maturity or as agreed upon.
The annual percentage yield (APY) assumes that interest
remains on deposit until maturity. A withdrawal will reduce earnings.
After the account is opened, you may not make any deposits
into or withdrawals from the principal in the account until the maturity date.
Interest begins to accrue on the business day you deposit
any non cash item (for example, checks).
PENALTY FOR EARLY WITHDRAWAL Maturity of 7-31 days – the greater of : (1) all interest earned on the
amount withdrawn from the most recent of the date of deposit or last renewal,
or (2) all interest that could have been earned on the amount withdrawn during
a period equal to one-half of the maturity period, or (3) an amount at least
equal to 7 days interest earned.
Maturity of 32 days or up to one year – an amount at least
equal to three months of interest earned or that could have been earned.
Maturity of more than one year – an amount at least equal
to six months of interest earned or that could have been earned.
RENEWAL POLICY If your Certificate is SINGLE MATURITY AND DOES NOT AUTOMATICALLY RENEW,
PRESENT IT PROMPTLY AT MATURITY, AS NO INTEREST IS PAYABLE AFTER THE MATURITY
DATE.
If your certificate will AUTOMATICALLY RENEW, you will have
a grace period of 10 days from maturity date to present this certificate for
payment without penalty. If the certificate automatically renews, IT WILL
BE RENEWED AT THE RATE IN EFFECT AT THIS INSTITUTION ON THE DATE OF MATURITY.
Method of computation - Daily Balance*
*The daily balance is determined by the application
of a daily periodic rate to the full amount of principal in the account each
day.
Minimum Balance to open - $1,000.00
Rates - Call Bank for Current Rates
The
Bank of Wrightsville is dedicated to serving the needs of Johnson County
and its’ service area. When you need cash, whether its unexpected, or
something you have been planning, call us, or come by to discuss the right
plan for you.
Commercial
Checking
Minimum deposit to open account - $400.00
Effective January 2007: We will no longer charge an analysis charge on commercial
checking accounts. However, to avoid a monthly service charge, you must maintain
a minimum daily balance of $1,000.00 in your account. If your minimum daily
balance drops below $1,000.00, you pay $5.00 per month and $0.20 per check.
Minimum
Opening Balance - $100.00
Minimum
Opening Balance - $1,000.00
Minimum
Opening Balance - $100.00
The
Bank of Wrightsville is dedicated to serving the needs of Johnson County
and its’ service area. When you need cash, whether its unexpected, or
something you have been planning, call us, or come by to discuss the right
plan for you.
